My compensation comes from the financial products and services you choose to implement, not from upfront planning fees. The initial consultation is always complimentary, and I'll be transparent about all costs before you make any decisions. My goal is to ensure the value you receive far exceeds any costs involved.

No, there's no minimum asset requirement. I work with clients at all stages of their financial journey, from young professionals just starting out to established families and business owners. What matters most is your commitment to improving your financial situation and willingness to implement a comprehensive plan.

I recommend annual reviews at minimum, but we'll meet more frequently if needed. Major life events like marriage, divorce, job changes, or the birth of a child often require plan adjustments. I'm also available throughout the year to answer questions or address concerns as they arise.

Northwestern Mutual is a mutual company, meaning we're owned by our policyowners, not shareholders. This structure allows us to focus on long-term value rather than quarterly profits. We've paid dividends to eligible policyowners every year since 1872 and have received the highest financial strength ratings from all major rating agencies.

Absolutely! I believe in collaborative planning and often work alongside your existing CPA, attorney, or other financial professionals. This team approach ensures all aspects of your financial life are coordinated and working together toward your goals.

Life changes, and your financial plan should adapt accordingly. Whether it's a job change, family addition, or shift in goals, we'll review and adjust your plan as needed. This flexibility is one of the key benefits of working with a dedicated financial representative rather than a one-time planner.